Product
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FLAGSHIP
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FLEX
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VALUE
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Stock Markets
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NYSE, AMEX, NASDAQ
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NYSE, AMEX, NASAEQ
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NYSE, AMEX, NASDAQ
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Price / Volume
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$10.00 per share min; $200,000 / day avg volume
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$10.00 per share min; $200,000 / day avg volume
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$10.00 per share min; $200,000 / day avg volume
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Interest Rates
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Fixed Rate; 8% - 9%
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Fixed Rate; 6% - 7%
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Fixed Rate; 4%% - 5%
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Interest Payments
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Paid monthly
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Paid monthly
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Paid monthly
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Loan to Value (LTV)
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60% to 70% LTV
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60% to 70% LTV
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60% to 70% LTV
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Loan Term
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2 to 3 years Renewable one time
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2 to 3 years Renewable one time
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2 to 3 years Renewable one time
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Margin Calls
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None
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None
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None
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Pre-payment Available
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YES
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YES or NO
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NO
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Cap on stock appreciation
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NO
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YES if Prepayment is allowed (above)
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YES
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Renewal
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Yes, as long as the value of the collateral is in excess of the loan amount
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Yes, as long as the value of the collateral is in excess of the loan amount
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Yes, as long as the value of the collateral is in excess of the loan amount
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